THE ALL-IN-ONE FINANCING PLATFORM
Built to Sell More Restaurant Equipment
Show affordable monthly payments everywhere you sell and match every buyer with the perfect lender.
When the price feels out of reach, buyers walk away.
When buyers only see the full purchase price, many hesitate before taking the next step. They put off the puchase decision, abandon the quote, or decide to "think about it."
When you partner with APPROVE...
You reframe the purchase around monthly cash flow instead of upfront cost, and make it easier to move from interest to purchase.
Offer affordable payments everywhere you sell.
Whether you're selling a single ice machine or outfitting an entire commercial kitchen, buyers should be able to see an affordable monthly payment wherever they encounter your products.
The right lender makes all the difference.
Every lender has different approval criteria, industry preferences, and risk tolerances. Instead of relying on a single financing source, APPROVE instantly routes each application to the lenders most likely to approve it. Buyers gain access to more competitive financing options through one simple application, while you benefit from higher approval rates, better customer experiences, and more closed equipment sales.
There's a better way to offer financing.
| Capability | One Lender |  |
|---|---|---|
| Show affordable monthly payment options everywhere you sell | Limited |  |
| One application that reaches an entire network of lenders | ✕ | |
| Instantly match buyers with the lenders most likely to approve | ✕ | |
| Give qualified buyers multiple financing offers to compare | ✕ | |
| Dedicated finance experts manage every deal through funding | ✕ | |
| Get deals funded as quickly as the same day | ✕ | |
| Real-time vendor portal with complete deal visibility | Limited | |
Here's how our process works.
Buyer Submits Application
Instant Lender Matching
Buyer Chooses Best Option
Deal Funds and You Get Paid
Track every finance deal from lead to funding.
Our easy-to-use dealer portal gives your team complete insight into every buyer’s journey. See who’s approved, who’s pending, and what’s needed to close the deal — all in one place.
- Centralized tracking for all applications
- Get notifications the moment offers are ready
- Focus your team’s time where it matters most
Stay in the loop with our expert finance team.
Technology drives speed, but people drive success. Every APPROVE partner gets a dedicated finance team that works directly with your buyers and lenders to keep deals moving smoothly.
We handle approvals, answer questions, and manage lender communication — so your team can stay focused on selling.
We finance a wide range of restaurant equipment.
- Ranges
- Ovens
- Convection ovens
- Combi ovens
- Griddles
- Charbroilers
- Fryers
- Pizza ovens
- Steamers
- Kettles
- Tilt skillets
- Exhaust hoods
- Ventilation systems
- Walk-in coolers
- Walk-in freezers
- Proofers
- Reach-in refrigerators
- Reach-in freezers
- Undercounter fridges
- Prep tables
- Salad bars
- Food warmers
- Holding cabinets
- Dishwashers
- Glass washers
- Ice machines
- Espresso machines
- Commercial blenders
- Planetary mixers
- Spiral mixers
- Food processors
- Slicers
- Work tables
- Shelving units
- Serving counters
- Display cases
- Bar equipment
- Beer taps
- Draft Systems
- Wine coolers
- Kegerators
- Beverage dispensers
- Tables and chairs
- Booths and seating
- Outdoor heaters
- Delivery carts
- Janitorial equipment
Meet us at FEDA 2026
Let’s talk about selling more restaurant equipment.
Attending the FEDA Executive Leadership Conference? Grab 20 minutes with Charlie and Joshua to see what’s working for restaurant equipment dealers right now: payments shown everywhere you sell, buyers matched to the lenders most likely to approve them, and more quotes turning into funded deals.
Schedule Time at FEDAChoose a time that works for you during the conference.
FEDA 2026 Executive Leadership Conference
September 15–18, 2026
Grand Hyatt Deer Valley, Park City, Utah
"These guys went beyond the call of duty to help me purchase my machinery. Thank you very much A+."
Dennis D.
"Awesome service, very fast response and walked me through the whole process very fast and painless. Definitely will be doing more business in the near future."
Christopher S.
"These are some of my favorite people to work with. They are great with my customers!"
Jennifer C.
Frequently Asked Questions
How does the equipment financing program work?
In order to offer our customers the best financing options available, we've implemented APPROVE financing technology. APPROVE makes it easy to receive and compare multiple financing offers from a network of the nation's top equipment finance companies. Here's how it works:
Step 1: Complete your application
Once you receive an equipment quote from your US Foods representative, applying for financing is easy. Simply visit our online finance application at www.usfoods.com/getapproved. From there you can enter the Job Reference # and Total Quote Amount from your US Foods equipment quote as well as your US Foods Rep's name to receive an estimated monthly payment amount and complete a simple application for financing.
Once submitted, your application is sent to the APPROVE Lender Network where the first three lenders to claim your application are given the opportunity to review and approve it.
Step 2: Review your approvals
Each time a lender approves your application, you'll receive an email with a link to review their finance offer. You may receive up to three competing offers and can easily compare them side-by-side.
Please Note: Some lenders may ask you for information that was not requested on the initial application. Providing this information maximizes your chances for approval and ensures you're getting the best rates available.
Step 3: Select your offer and sign your finance agreement
Click the link on any of the approval emails you received to open and review your offers side-by-side. When you're ready, choose the lender offer that best suits your business' needs. Your selected lender will send documents for your signature. Sign the docs to complete the finance process.
What is the advantage of working with a network of lenders?
- The highest chances for application approval
- The best rates available
- Faster turnaround times
Are applicants obligated to move forward if the application is approved?
No. Applicants have the opportunity to accept or decline any or all offers that are presented to you by participating APPROVE lenders.
How many applications are approved?
Each lender in the APPROVE network has its own criteria for determining which applications will be approved. Using a network of lenders enables approvals for a wider range of business and credit profiles.
However, generally speaking, in the current economic environment, most lenders require:
-
At least 2 years in business
-
If less than 3 years in business, a personal guarantee from an owner with at least 51% ownership of the business and a minimum personal FICO score of 650
-
Proof that revenue is currently being generated by the business
How long does it take?
The timing can vary. It is not uncommon to receive approvals in a matter of hours. The occasional delays are typically due to a lender's need for additional business information, so be on the lookout for these types of requests. As long as you provide the requested details promptly, approval decisions happen very quickly.
Is equipment financing available outside of the United States?
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
GET STARTED
Power your business with smarter financing.
Tell us a little about your business, and we’ll connect you with the right expert to help you get started. Expect a quick, personalized follow-up with next steps tailored to your goals.