--- title: APPROVE OEM --- [Skip to content](https://www.approvepayments.com/approve-oem#main-content) [![APPROVE](https://www.approvepayments.com/hubfs/approve_primary_shadow.svg "APPROVE")](http://approvepayments.com) - [For Sellers](https://www.approvepayments.com/vendors) Show submenu for For Sellers - [Customer Finance Management (CFM)](https://www.approvepayments.com/vendors) - [FinanceMyQuote.ai™](https://www.approvepayments.com/finance-my-quote) - [Partner Marketing Hub](https://www.approvepayments.com/partner-marketing-hub) - [Co-Op Cash Program](https://www.approvepayments.com/co-op-cash-program) - [Documentation](https://docs.approvepayments.com/docs/4.0/approve?_gl=1*12ftoom*_gcl_au*MTE1MjExMzM0NS4xNzQ4NDQ0OTQ5*_ga*MTE3NjE5MDI5MS4xNzMyNzIyMDA3*_ga_PT4RGJ5VHL*czE3NDg1NTcyODckbzUzJGcxJHQxNzQ4NTU4NzA5JGo1OCRsMCRoMA..) - [For Borrowers](https://www.approvepayments.com/borrowers) Show submenu for For Borrowers - [Equipment Financing](https://www.approvepayments.com/equipment-financing) - [Working Capital Loans](https://www.approvepayments.com/working-capital) - [Long-Term SBA Loans](https://www.approvepayments.com/sba-loans) - [Tax Benefits](https://www.approvepayments.com/section-179) - [Frequently Asked Questions](https://www.approvepayments.com/borrowers/faq) - [About](https://www.approvepayments.com/about-us) Show submenu for About - [Partner With Us](https://www.approvepayments.com/partners) - [Success Stories](https://www.approvepayments.com/success-stories) - [Blog](https://www.approvepayments.com/blog-approve) - [Contact](https://www.approvepayments.com/contact-us) - [Login](https://kwipped.com/approve/login) - [For Sellers](https://www.approvepayments.com/vendors) Show submenu for For Sellers - [Customer Finance Management (CFM)](https://www.approvepayments.com/vendors) - [FinanceMyQuote.ai™](https://www.approvepayments.com/finance-my-quote) - [Partner Marketing Hub](https://www.approvepayments.com/partner-marketing-hub) - [Co-Op Cash Program](https://www.approvepayments.com/co-op-cash-program) - [Documentation](https://docs.approvepayments.com/docs/4.0/approve?_gl=1*12ftoom*_gcl_au*MTE1MjExMzM0NS4xNzQ4NDQ0OTQ5*_ga*MTE3NjE5MDI5MS4xNzMyNzIyMDA3*_ga_PT4RGJ5VHL*czE3NDg1NTcyODckbzUzJGcxJHQxNzQ4NTU4NzA5JGo1OCRsMCRoMA..) - [For Borrowers](https://www.approvepayments.com/borrowers) Show submenu for For Borrowers - [Equipment Financing](https://www.approvepayments.com/equipment-financing) - [Working Capital Loans](https://www.approvepayments.com/working-capital) - [Long-Term SBA Loans](https://www.approvepayments.com/sba-loans) - [Tax Benefits](https://www.approvepayments.com/section-179) - [Frequently Asked Questions](https://www.approvepayments.com/borrowers/faq) - [About](https://www.approvepayments.com/about-us) Show submenu for About - [Partner With Us](https://www.approvepayments.com/partners) - [Success Stories](https://www.approvepayments.com/success-stories) - [Blog](https://www.approvepayments.com/blog-approve) - [Contact](https://www.approvepayments.com/contact-us) - [Login](https://kwipped.com/approve/login) - [Sign In](https://www.kwipped.com/login) [Sign up for free](https://www.kwipped.com/approve/signup) ### If you thought Captive Finance was only for large enterprise companies... think again! APPROVE OEM is a custom-branded Virtual Captive Finance platform designed for equipment manufacturers of every type and size. This tech-enabled platform empowers manufacturers to easily deliver the most innovative and effective equipment financing program in the industry to their equipment buyers – either directly, through their distributors, or a combination of both. Sign Up Book a Demo [Contact Sales](https://www.hubspot.com/) ![Hero-Image9-3](https://www.approvepayments.com/hubfs/Hero-Image9-3.png "Hero-Image9-3") ### Platform Benefits: ![Integration-3](https://www.approvepayments.com/hs-fs/hubfs/Integration-3.png?width=1625&height=1036&name=Integration-3.png "Integration-3") ### Easy Integration The SaaS software platform is easily integrated into OEM websites, quotes and other sales channels and customized with your brand’s colors and logo.   ### Competing Lenders APPROVE’s network of lenders offers the industry’s highest approval rates and competing offers for buyers to compare side-by-side. ![Competing-Finance-Offers-3](https://www.approvepayments.com/hubfs/Competing-Finance-Offers-3.png "Competing-Finance-Offers-3") ![Leads-Final](https://www.approvepayments.com/hs-fs/hubfs/Leads-Final.png?width=1612&height=864&name=Leads-Final.png "Leads-Final") ### Leads for You or Your Distributors Finance applications, which are also excellent sales leads, can be treated as direct sales opportunities or easily routed to participating distributors that are linked to the OEM’s primary account.   ### Effortless Sales APPROVE’s operations team manages every application from start to finish, making financing an effortless sales channel. ![Closed-Deal-Final](https://www.approvepayments.com/hubfs/Closed-Deal-Final.png "Closed-Deal-Final") ![Opportunity-Tracking-2-1536x774](https://www.approvepayments.com/hs-fs/hubfs/Opportunity-Tracking-2-1536x774.png?width=1536&height=774&name=Opportunity-Tracking-2-1536x774.png "Opportunity-Tracking-2-1536x774") ### Oversight & Tracking OEMs can log in to their APPROVE accounts and track the status, progress and conversions of every financing opportunity.   ### Competitive Advantage Giving distributors access to more highly qualified sales opportunities, and the powerful APPROVE platform, is an enormous value that strengthens business relationships and provides a competitive advantage over other brands distributors may sell. ![Competitive-Advantage-1-1](https://www.approvepayments.com/hubfs/Competitive-Advantage-1-1.png "Competitive-Advantage-1-1") ![Free-icon-2](https://www.approvepayments.com/hs-fs/hubfs/Free-icon-2.png?width=75&height=75&name=Free-icon-2.png "Free-icon-2") ##### No Cost, No Risk --- ##### There is no cost to OEMs or distributors that opt in to participate *All that is needed is a username and password for the OEM’s master account* *and for each linked distributor account.* ## **Ready to get started?** #### Your Virtual Captive Finance program is ready and waiting. Sign Up Now Contact Us ## **Ready to get started?** #### Your Virtual Captive Finance program is ready and waiting. Sign Up Now Contact sales ![APPROVE Logo White](https://www.approvepayments.com/hs-fs/hubfs/APPROVE%20Logo%20White.png?width=175&height=43&name=APPROVE%20Logo%20White.png "APPROVE Logo White") COMPANY - [Press](https://www.approvepayments.com/press) - [Blog](https://www.approvepayments.com/blog-approve) - [Press](https://www.approvepayments.com/press) - [Blog](https://www.approvepayments.com/blog-approve) RESOURCES - [Documentation](https://docs.approvepayments.com/docs/4.0/approve) - [API](https://apidocs.approvepayments.com/) - [Terms & Conditions](https://www.approvepayments.com/terms-and-conditions) - [Privacy Policy](https://www.approvepayments.com/privacy-policy) - [Get Started](https://www.kwipped.com/approve/signup) - [Section 179](https://www.approvepayments.com/section-179) - [Documentation](https://docs.approvepayments.com/docs/4.0/approve) - [API](https://apidocs.approvepayments.com/) - [Terms & Conditions](https://www.approvepayments.com/terms-and-conditions) - [Privacy Policy](https://www.approvepayments.com/privacy-policy) - [Get Started](https://www.kwipped.com/approve/signup) - [Section 179](https://www.approvepayments.com/section-179) - (800) 273-8404 - Sales@ApprovePayments.com - 300 N. 3rd St Suite 500 Wilmington, NC 28401 [Follow us on Facebook](https://www.facebook.com/profile.php?id=100076346170098) [Follow us on LinkedIn](https://www.linkedin.com/company/71719006/) [Follow us on Twitter](https://twitter.com/APPROVE_Fintech) [Follow us on Instagram](https://www.instagram.com/approveculture/) © 2026 All rights reserved.