Construction Equipment Financing
Apply in 60 seconds, compare offers, and choose the best-fit financing option to grow your business.
Are you an equipment seller looking to offer better financing options to your customers? Click here.
Get the construction equipment you need, on your terms.
With one quick application, buyers are instantly matched to our powerful network of lenders competing to offer their best terms. Whether you need new or used equipment like excavators, dozers, or dump trucks, we help you secure the right financing option.
Smart lender matching means better approval chances.
Instead of guessing which lender might say yes, we do the work for you. Your application is routed to lenders that fit your business and equipment needs—helping you secure competitive terms quickly so you can stay focused on running your operation.
Choose the financing offer that works best for your business.
We make it easy to compare your best options side by side so you can move forward with confidence. See offers from lenders competing for your business, review monthly payments and terms, and choose the financing that fits your goals.
- Compare up to three personalized offers
- Review payment terms clearly before deciding
- Get your equipment fast
We make it easy to get the equipment you need, fast.
Starting with one simple application, we guide you through the process to secure approvals, review your lending options, and get the funds you need without confusion or delays.
Apply in 60 Seconds
Match with Lenders
Choose the Best Option
Get Your Equipment
Preserve Cash Flow
Shift big equipment costs to affordable monthly payments and keep your capital free for growth.
Lower Upfront Costs
Get started with minimal out-of-pocket expense compared to traditional bank loans.
Build Business Credit
Strengthen your company’s credit profile by financing under the business, not personal lines.
Maximize Tax Savings
Use Section 179 and other tax advantages to reduce your total cost of ownership.
Estimate your equipment financing power.
Our equipment financing calculator uses data from recently funded equipment deals to estimate your approval range, so you can plan your next purchase with confidence.
Finance as low as
Section 179 Tax Deduction Disclaimer
The equipment you purchase may qualify for a tax deduction
This is an estimate of net impact to the monthly payment after the Section 179 tax deduction. This deduction allows businesses to deduct the full purchase price of qualifying equipment or software in the year it is purchased, rather than depreciating it over several years.
This benefit can significantly reduce a business’s taxable income, providing immediate cash flow advantages. By enabling companies to deduct up to the annual limit set by the IRS, Section 179 encourages businesses to invest in new equipment, fostering growth, increased productivity, and enhanced profitability while also offering substantial tax savings.
Disclaimer: The after-tax rate we calculate is based on assumptions and general estimates. Actual tax outcomes may vary depending on individual circumstances, tax rates, and changes in tax laws. Always consult a tax professional for precise advice tailored to your situation.
Visit Section179.org for more information.
Finance a wide range of construction equipment with ease.
- Excavators
- Mini excavators
- Backhoe loaders
- Skid steer loaders
- Wheel loaders
- Crawler loaders
- Bulldozers
- Trenchers
- Material handlers
- Forklifts
- Telehandlers
- Boom lifts
- Scissor lifts
- Conveyer systems
- Cranes
- Hoists
- Compactors
- Road Rollers
- Asphalt pavers
- Road reclaimers
- Road recyclers
- Motor graders
- Scrapers
- Drilling rigs
- Concrete mixers
- Concrete pumps
- Concrete saws
- Hydraulic shovels
- Hydraulic hammers
- Pulverizers
- Crushers
- Shears
- Directional drills
- Pile drivers
- Boring machines
- Rock drills
- Demolition robots
- Generators
- Power tools
- Welding equipment
- Dump trucks
- Utility trucks
- Lowboy trailers
- Flatbed trailers
- Hauling trailers
- Tracked vehicles
- Water trucks
- Fuel trucks
"These guys went beyond the call of duty to help me purchase my machinery. Thank you very much A+."
Dennis D.
"Awesome service, very fast response and walked me through the whole process very fast and painless. Definitely will be doing more business in the near future."
Christopher S.
"These are some of my favorite people to work with. They are great with my customers!"
Jennifer C.
Frequently Asked Questions
How many lenders review my application?
APPROVE's large network of lenders is constantly growing, however, our technology matches your application with the lender(s) most likely to offer you the best rates based on your business type and credit profile. If more than one lender is a good fit for your business and credit profile, you may receive competing offers to compare.
How does this affect my credit?
There is no impact to your personal credit, unless a personal guarantee is required. Personal guarantees will have an inquiry on their credit by some lenders. Because these credit inquiries happen in a short timeframe, and for the same products, credit bureaus recognize them as part of a normal shopping process and will view them as a single credit inquiry by lenders.
How long does the application process take?
Can I finance equipment for personal use?
APPROVE does not provide equipment financing to consumers who wish to use the equipment only for personal use. Equipment financing is available to any business or organization that qualifies, including corporations, partnerships, LLCs, sole proprietorships and non-profits.
What is the average cost of financing?
The cost of financing can vary greatly depending on many different factors, including your business credit, industry, time-in-business and additional guarantees that may be pledged. Generally, equipment financing ranges from a 5% to 25% equivalent APR. That said, our approach to using a network of lenders assures you will achieve the lowest cost of financing possible.
Is equipment financing available outside of the United States?
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
What is the minimum value of equipment I can finance?
The minimum value of equipment that can be financed is $1,500. On the other hand, there is no maximum amount and our lender network can offer competitive rates on equipment values into the millions.