THE ALL-IN-ONE FINANCING PLATFORM
Built to Sell More Restaurant Equipment
Show affordable monthly payments everywhere you sell and match every buyer with the perfect lender.
When the price feels out of reach, buyers walk away.
When buyers only see the full purchase price, many hesitate before taking the next step. They put off the puchase decision, abandon the quote, or decide to "think about it."
When you partner with APPROVE...
You reframe the purchase around monthly cash flow instead of upfront cost, and make it easier to move from interest to purchase.
Offer affordable payments everywhere you sell.
Whether you're selling a single ice machine or outfitting an entire commercial kitchen, buyers should be able to see an affordable monthly payment wherever they encounter your products.
The right lender makes all the difference.
Every lender has different approval criteria, industry preferences, and risk tolerances. Instead of relying on a single financing source, APPROVE instantly routes each application to the lenders most likely to approve it. Buyers gain access to more competitive financing options through one simple application, while you benefit from higher approval rates, better customer experiences, and more closed equipment sales.
There's a better way to offer financing.
| Capability | One Lender |  |
|---|---|---|
| Show affordable monthly payment options everywhere you sell | Limited |  |
| One application that reaches an entire network of lenders | ✕ | |
| Instantly match buyers with the lenders most likely to approve | ✕ | |
| Give qualified buyers multiple financing offers to compare | ✕ | |
| Dedicated finance experts manage every deal through funding | ✕ | |
| Get deals funded as quickly as the same day | ✕ | |
| Real-time vendor portal with complete deal visibility | Limited | |
Here's how our process works.
Buyer Submits Application
Instant Lender Matching
Buyer Chooses Best Option
Deal Funds and You Get Paid
Track every finance deal from lead to funding.
Our easy-to-use dealer portal gives your team complete insight into every buyer’s journey. See who’s approved, who’s pending, and what’s needed to close the deal — all in one place.
- Centralized tracking for all applications
- Get notifications the moment offers are ready
- Focus your team’s time where it matters most
Stay in the loop with our expert finance team.
Technology drives speed, but people drive success. Every APPROVE partner gets a dedicated finance team that works directly with your buyers and lenders to keep deals moving smoothly.
We handle approvals, answer questions, and manage lender communication — so your team can stay focused on selling.
We finance a wide range of restaurant equipment.
- Ranges
- Ovens
- Convection ovens
- Combi ovens
- Griddles
- Charbroilers
- Fryers
- Pizza ovens
- Steamers
- Kettles
- Tilt skillets
- Exhaust hoods
- Ventilation systems
- Walk-in coolers
- Walk-in freezers
- Proofers
- Reach-in refrigerators
- Reach-in freezers
- Undercounter fridges
- Prep tables
- Salad bars
- Food warmers
- Holding cabinets
- Dishwashers
- Glass washers
- Ice machines
- Espresso machines
- Commercial blenders
- Planetary mixers
- Spiral mixers
- Food processors
- Slicers
- Work tables
- Shelving units
- Serving counters
- Display cases
- Bar equipment
- Beer taps
- Draft Systems
- Wine coolers
- Kegerators
- Beverage dispensers
- Tables and chairs
- Booths and seating
- Outdoor heaters
- Delivery carts
- Janitorial equipment
What we heard at FEDA 2026
Growth can’t wait for economic certainty.
We came to Park City to listen. Dealers, distributors, and manufacturers told us that rising costs and economic uncertainty are forcing them to find smarter ways to protect sales and customer purchasing power. APPROVE can help by showing an affordable monthly payment option everywhere you show a price, and turning one simple application into competing offers from best-fit lenders in our network.
See how APPROVE can fit the quoting process your team already uses.
Thank you for a great FEDA 2026.
We appreciated the honest conversations in Park City. Now let’s turn those ideas into a practical financing strategy for your business.
"These guys went beyond the call of duty to help me purchase my machinery. Thank you very much A+."
Dennis D.
"Awesome service, very fast response and walked me through the whole process very fast and painless. Definitely will be doing more business in the near future."
Christopher S.
"These are some of my favorite people to work with. They are great with my customers!"
Jennifer C.
Frequently Asked Questions
How does the equipment financing program work?
APPROVE makes it easy for equipment sellers to offer financing without managing the process themselves.
Step 1: Your customer applies for financing
Your customer completes a simple, 60-second financing application for their equipment purchase. Once submitted, APPROVE technology uses best-fit lender matching to connect the application with lenders in the APPROVE Lender Network based on factors such as the customer’s financing needs, equipment, and business profile.
Step 2: APPROVE works the deal
Each APPROVE partner has a dedicated Finance Coordinator who helps move financing applications from submission through funding. Your Finance Coordinator works directly with the customer and lenders, helps collect any additional information needed, and keeps the financing process moving. You can also track deal status every step of the way through the APPROVE Vendor Portal, so your team always has visibility into where each application stands.
Step 3: Your customer selects an offer
If the customer receives multiple approvals, they can review and compare their financing options and select the offer that best fits their business needs. Once the customer selects an offer and signs the final finance documents, the lender completes the funding process.
Step 4: You get paid in full
After the financing is finalized, your business is paid upfront in full for the equipment sale.
What is the advantage of working with a network of lenders?
- The highest chances for application approval
- The best rates available
- Faster turnaround times
Are applicants obligated to move forward if the application is approved?
No. Applicants have the opportunity to accept or decline any or all offers that are presented to you by participating APPROVE lenders.
How many applications are approved?
Each lender in the APPROVE network has its own criteria for determining which applications will be approved. Using a network of lenders enables approvals for a wider range of business and credit profiles.
However, generally speaking, in the current economic environment, most lenders require:
-
At least 2 years in business
-
If less than 3 years in business, a personal guarantee from an owner with at least 51% ownership of the business and a minimum personal FICO score of 650
-
Proof that revenue is currently being generated by the business
How long does it take?
The timing can vary. It is not uncommon to receive approvals in a matter of hours. The occasional delays are typically due to a lender's need for additional business information, so be on the lookout for these types of requests. As long as you provide the requested details promptly, approval decisions happen very quickly.
Is equipment financing available outside of the United States?
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
GET STARTED
Power your business with smarter financing.
Tell us a little about your business, and we’ll connect you with the right expert to help you get started. Expect a quick, personalized follow-up with next steps tailored to your goals.